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Cheapest Auto Insurance in Tucson, AZ

Compare Rates for Car Insurance Near Me

CityInsurance Rate
Willow Canyon$1660
Casa Adobes$1060
Catalina Foothills$1640

SR-22 Car Insurance Rates after DUI

CityInsurance Rate
Casa Adobes$1971
Rincon Valley$3087
Tucson Estates$3087

Car Insurance Rates by Segment

SegmentInsurance Rate
All Teens$2791
Female Teens$2537
Male Teen$3132
All Women$927
Married Women$868
All Men$1405
Married Men$1307

Tucson is one of the largest cities in the state of Arizona – it’s also one of the prettiest. This wonderful city sits alongside some of the most beautiful scenery that the region has to offer – it’s the gateway to much of Arizona’s best wildlife. Tucson is extremely close to the Mexican border and has a large Hispanic influence. It doesn’t benefit from the same public transport links as other areas of the country, such as the Northeast. For this reason, many people in Tucson drive vehicles to work.

If you’re a car owner in Tucson, you know how much your auto insurance can cost. If you’re looking to reduce your auto insurance premiums, you’ve come to the right place. Our company is dedicated to helping our readers pair up with the best car insurance quotes on the market. We also provide readers with information on how to best navigate the roads in Tucson – check out the auto insurance calculator above too!

Tucson: Driving Conditions in the City

While Tucson has a reputation for being one of the driest parts of the country during certain times of the year, summer months can often result in serious storms and flooding. The primary hazard in Tucson is the weather. Don’t drive your vehicle if you’re not experienced at driving during harsh conditions. You don’t want to drive during flooding – people often underestimate the depth of the water, which can result in a destroyed vehicle.

If you want to protect yourself against the large costs associated with flooding a vehicle, you need to purchase a comprehensive insurance plan that covers flood damage. Not all insurance policies cover flood damage, so make sure to ask about this specifically when you apply for a quote!

Driving Safely in Tucson, Arizona

It’s always important to understand local road laws if you want to avoid issues on the road. This is especially true for people who are new to driving in Tucson – each state and city has their own laws that need to be followed. Just because you know how to drive in your hometown, doesn’t mean you will understand the road laws when you get to Tucson.

In this section, we overview the most common road laws that you need to know if you’re going to operate a vehicle in Tucson. Maintaining a clean driving record is the best way to prevent yourself from overpaying for insurance – insurers prefer to work with people

Phone/Handheld Laws in Tucson

As you’re probably aware, distracted driving has become a massive issue in the United States. While many states have brought in new laws to help combat this growing problem, Arizona still has few regulations in this area of the law. If you are under the age of 18, or you’ve only had your license for six months, you are not allowed to use your phone while you drive. Those over the age of 18 can legally use their phone while operating a vehicle.

While Arizona is behind the rest of the nation in combatting texting and driving, this doesn’t mean that you can’t practice safe driving techniques. Don’t use your phone while driving, it can cause serious problems for you and those around you.

Seatbelt and Car Seat Laws in Tucson

If you’re in the front seat of a vehicle in Tucson, you have to wear as seatbelt at all times – this is both for driver’s and for passenger’s. If you’re in the rear seat of a vehicle, you have to wear a seat belt if you are under the age of 16.

For children, those under the age of five need to be secured in an appropriate child safety seat. Not doing so can result in significant fines. The safety of children in your vehicle should be a top priority at all times.

Helmet Laws in Tucson

If you operate a motorcycle in Tucson, you have to wear a helmet if you are under the age of 18. This applies to both drivers and passengers. While adults can use a motorcycle without a helmet, this is extremely dangerous and should be avoided at all costs. Riding a motorcycle leaves you extremely exposed to the road, so you don’t want to end up in a situation that can result in a head injury or death. Protect yourself as much as possible by wearing an approved helmet.

Alcohol and Drug Laws (Driving)

For those under the age of 21, there is a zero-tolerance policy on alcohol consumption while driving. If you have any alcohol in your system, you may face DUI charges or a suspension of license. If you’re over the age of 21, your BAC limit will be .08 – if you are over this you will charged with a DUI.

For first time offenders, you can expect to receive a variety of different punishments. Punishments can include up to 10 days in jail, a fine of up to $1,250 a year, alcohol education, and a possible ignition lock on your vehicle. You may also have to perform a certain amount of community service. Also remember that DUI insurance quotes are going to be very different than quotes without a DUI.

Cheapest Auto Insurance in Tucson, Arizona

Tucson Statistics

In recent years, car theft rates in Tucson have seemed to rise during certain parts of the year. While the city isn’t known for its crime rates, there are still plenty of problems with car theft. Make sure to secure your vehicle if you live in a high crime area. In addition, obtain a comprehensive insurance policy that protects against theft – it’s the best way to reduce your financial responsibility if something happens to your vehicle.


Don’t underestimate the value of finding the best car insurance in Arizona. If you’re someone who is looking to save money, going online to compare auto insurance rates is often one of the best ways to reduce your current expenditure. We partner with a variety of insurers that can provide great policies to Tucson, Arizona residents. If you want some more information on auto insurance, our website is a great resource and can help you get a better understanding of the finer details associated with auto insurance and related topics.

Car Insurance Companies in Tucson

car insurance companies near me
Map data © 2021 Google.

Oasis Insurance

1806 E Irvington Rd, Tucson, AZ 85714, USA

(520) 422-3180


ABC Insurance

743 W Irvington Rd, Tucson, AZ 85714, USA

(520) 294-5900


Nationwide Insurance: A-Z Ins

3821 W Costco Dr Ste 109, Tucson, AZ 85741, USA

(520) 382-8881


Oasis Insurance

3346 S 6th St #150, Tucson, AZ 85713, USA

(520) 422-3186


Oasis Insurance

405 E W Wetmore Rd g115, Tucson, AZ 85705, USA

(520) 422-3182


Oasis Insurance

5919 E 22nd St, Tucson, AZ 85711, USA

(520) 463-4870

Auto Body Shops in Tucson

Auto Body Shops in Tucson,Arizona
Map data © 2021 Google.

Maaco Collision Repair & Auto Painting

3550 S Palo Verde Rd, Tucson, AZ 85713, USA

(520) 442-0035


Spraymaster Auto Body & Paint

2001 E 15th St, Tucson, AZ 85719, USA

(520) 622-6581

No website found


Dan's Paint & Body

3810 E 22nd St, Tucson, AZ 85713, USA

(520) 795-0075


Royal Collision Center - Auto Mall Body Shop

740 W Competition Rd, Tucson, AZ 85705, USA

(520) 624-8373


Action Paint & Body Shop

3037 N Stone Ave, Tucson, AZ 85705, USA

(520) 623-6877


Tucson Auto Collision Center

2510 W Wetmore Rd, Tucson, AZ 85705, USA

(520) 292-1330

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